Umbrella Director: The Smartest Tax Structure for Irish Locums
Chosen by more than 85% of locum doctors and clinical specialists in Ireland. By becoming a director of a shared umbrella entity, you access the financial power of a corporate director while our Chartered Accountants handle 100% of the administration.
Why Doctors Choose Umbrella Director
A breakdown of the specific financial and administrative benefits over standard employee payroll.
0% Employer PRSI (Save ~11.25%)
Unlike standard employees where employer PRSI (11.25%) is deducted from contract funds, Umbrella Directors are classified under PRSI Class S (4%), keeping more earnings in your account.
40% Executive Pension Relief
Direct employer contributions into an approved Executive Pension or PRSA directly reduce taxable income at the 40% higher marginal bracket, accelerating wealth accumulation.
Full Revenue ERR Expense Relief
Claim tax-free motor travel mileage, clinical supplies, medical exams, and remote work allowances strictly aligned with Revenue Enhanced Reporting Requirements.
Zero Company Setup Burden
No need to incorporate your own limited company or pay €1,500+ in annual accountancy and CRO secretarial filing fees. We manage all compliance behind the scenes.